What this covers, and what overrides it

Ardein is an accounting and bookkeeping practice run by Gavin Jardine MIAB. The practice trades as Ardein and the company is In Depth Accounting Ltd, company number 13726011, registered in England and Wales. This disclaimer applies to everything we publish: pages on ardein.co, blog posts, guides, downloadable files, any calculator or tool, and anything we post on social media. Read it with our Privacy Policy, which deals with your data, and our Terms and Conditions, which deal with use of the site. If you engage us, your engagement letter takes precedence over anything written here.

General information, not advice for you

Everything we publish is general information written for UK businesses and organisations. It cannot take account of your own position: your structure, your tax history, what you have already filed, or what a funder or lender has asked you for. Two businesses reading the same guide can need opposite answers. If you act on something here without checking it against your own circumstances, that decision is yours and the risk sits with you. For an answer you can rely on, engage us formally, or take the question to another qualified accountant who has seen your numbers. That is what an engagement is for.

Accuracy, and what changes after publishing

Rates and deadlines move; a published page stays where it was.

Accurate at time of publishing

We research what we publish and it is accurate on the day it goes up. Rates, thresholds, HMRC guidance and filing deadlines all change after that date. A page written in one tax year can be wrong in the next, even though nothing on the page has moved.

Tax law changes

UK tax changes at every Budget and often between them, through autumn statements, Finance Acts and statutory instruments. Allowances, bands, VAT treatment and penalty regimes are all revised. A figure quoted in an article can be superseded within months, sometimes within weeks of a single announcement.

We don’t promise updates

We do not undertake to revisit and update every page as the rules move. Treat anything published more than twelve months ago with caution. Check the position against gov.uk or current HMRC guidance, or ask us, before you rely on a number you have read here.

Verify before acting

If a decision involves money leaving the business, a filing deadline, or a submission to HMRC or Companies House, check the current rules first. Ask us, or ask a qualified accountant who has seen your records. It takes a short conversation and it prevents the expensive kind of mistake.

When you actually become a client

Reading this site does not make you a client of Ardein. Nor does downloading a guide, using a calculator, completing the qualification review, sending an email, or having a first conversation with Gavin. The accountant and client relationship begins only when we have agreed the scope of work, completed client due diligence and anti-money-laundering checks, and both signed an engagement letter. Until that is done we are not acting for you, we are not responsible for decisions you take, and our professional indemnity insurance does not extend to you. The date on the engagement letter is the line.

Links to sites we don’t control

We link out to places worth reading: gov.uk and HMRC guidance, Companies House, the Institute of Accountants and Bookkeepers, software providers such as Xero, and the occasional article. We do not control any of those sites and we cannot vouch for what they publish today, let alone next year. A link is a pointer, not an endorsement of that organisation, its products or its advice. If you follow a link, that site’s own terms and privacy practices apply rather than ours. Check what you find there before you act on it.

Calculators, and what they cannot know

Any calculator or tool on this site gives an indicative figure only. It works from the handful of inputs you give it. It knows nothing about your other income, prior year losses, VAT treatment, pension position, or what you have already paid on account. Please do not use a figure from here to file a return, set a salary, price a job or commit to a payment. Once you are engaged with us, the calculations that matter are prepared from your actual records and checked before they go anywhere.

Liability for what you read here

This section is about the content we publish on this website. Work we do for clients under an engagement letter is governed by that letter.

Where we are engaged, your engagement letter and our terms of business set out what we are responsible for and the limits that apply. Nothing on this page changes that. What follows deals only with the website and the material published on it.

What we don’t limit

We do not exclude or limit liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be excluded under English law. Those protections stand whatever else this page says.

What we do limit

To the fullest extent the law allows, we are not liable for loss you suffer through relying on website content alone. That includes tax decisions, business decisions, funding or pricing calls, deadlines missed, penalties or interest charged, lost profit, and time spent. The material here is published as general reading, not as advice on your position.

When you should engage us

If you have a live question with money attached, the route is a proper engagement. Start the qualification review, we look at your records, we agree the scope, we complete anti-money-laundering checks, and we sign an engagement letter. From that point we are acting for you, liability is governed by that letter, and our professional indemnity cover applies.

Copyright, and what you may share

The words, guides and images on this site belong to In Depth Accounting Ltd or are used under licence. You are welcome to read them, quote them and share them, as long as you credit Ardein and link back. Reproducing them commercially, republishing them as your own, or packaging them into something you sell, needs our written permission first. Our Terms and Conditions carry the full position.

When this disclaimer changes

We update this page when the site changes or the law does. The last reviewed date at the top tells you which version you are reading. If you carry on using the site after an update, you are accepting the version then published. Earlier versions are available on request.

Questions about this disclaimer

You are writing to Gavin, not to a legal department.

If something here is unclear, or you think a published page has gone out of date, email us and say which page it is. Gavin reads it himself and will either correct the page or explain why it stands.

Legal queries: hello@ardein.co — Response within 5 working days. Firm: In Depth Accounting Ltd, 27 Old Gloucester Street, London WC1N 3AX (registered office). Companies House 13726011.

Related documents

Our Privacy Policy sets out what we do with your data and how long we keep it. Our Terms and Conditions cover use of the website, intellectual property, and the basis on which we work together once you are a client.