Payroll and auto-enrolment

In ninety days, payroll runs on schedule and the cost of your next hire takes an afternoon to settle.

Owners who can see payroll against margin decide a hire in an afternoon. Owners who can’t find out at year end that the role was never really covered. Ardein runs payroll and pension duties to an agreed timetable, reconciled back to your books.

Three things you’d know before you made the offer

Price the next hire with the full cost visible

Gross pay, employer NI and pension are in the books as they run, rather than estimated afterwards.

See payroll sit against margin, month by month

Payroll posts back to the bookkeeping, so labour cost lands in the same report as your sales.

Pay dates and pension duties land on schedule

Runs, filings and auto-enrolment assessments happen on an agreed timetable, and you hear from us before the deadline.

Three payroll decisions that cost money after the fact

These are the conversations owners have with me once the year-end figures finally arrive.

  • Hire

    “We took on two people at the rate we’d agreed, and nobody added employer NI or pension until the year-end accounts arrived.”

    The roles cost more than the budget from the first month. Payroll ran in isolation, so the real cost never reached the monthly figures.

  • Price

    “We put prices up across the board because wages had gone up, and I still couldn’t tell you which customers were the problem.”

    Customers already paying well got a rise they never needed. Payroll cost was never split against jobs, so the pricing decision was made blind.

  • Contract

    “I signed a twelve-month contract on staffing costs I’d worked out in my head, and the margin had gone by month four.”

    Nobody had reconciled payroll back to the job. By the time the accounts showed it, ten months of the contract were still to run.

  • Day 90

    What it looks like when the answer is in the room

    Payroll runs on the same dates each month and posts straight into the books. When you ask what a role costs, the figure already includes employer NI and pension. The hire decision takes an afternoon, because labour cost sits beside sales and margin in the monthly reporting. Pension duties are dealt with on the timetable rather than remembered.

What changes when payroll stops being a standalone job

Both approaches pay people on time. Only one tells you what the wages actually bought.

Payroll run on its own

Payslips, filings and pension submissions are done each month.

The cost reaches your books later, often at year end.

Nobody questions a wage code, because nobody sees the rest of the ledger.

A question about a hire has to be worked out from scratch.

Payroll inside the Ardein routine

Same runs, same filings, same pension duties, on an agreed date.

Payroll posts back to the bookkeeping in the month it runs.

Labour cost sits beside sales, margin, debtors and creditors.

The hire question is answered the day you ask it.

Eight questions to ask before your next pay run

Eight yes or no answers. The noes are where decisions are being made without the figures.

  • 01

    Do you know what your next hire costs in full, before you make the offer?

    If the figure in your head is gross pay, employer NI and pension are still to come.

  • 02

    Can you see last month’s payroll cost against margin?

    If labour only appears at year end, pricing is being set on figures a year out of date.

  • 03

    Do you know which jobs or customers your wage bill is carrying?

    Without payroll posted to the books monthly, that answer is a guess.

  • 04

    Are auto-enrolment assessments done for every new starter?

    The Pensions Regulator writes to the employer, not the adviser.

  • 05

    Does the payroll cost reconcile to the bank each month?

    If nobody reconciles it, a wrong payment can sit unnoticed for months.

  • 06

    Could you check a pay rise against cash before you promise it?

    For most owners cash and payroll live in different places, so the promise comes first and the check later.

  • 07

    Will the payroll figure in your year-end accounts match what you actually paid?

    Where payroll runs apart from the books, year end becomes an investigation instead of a confirmation.

  • 08

    When you ask a payroll question, do you get the answer the same day?

    If the reply waits on someone rebuilding records, the delay is the bookkeeping.

Ask your accountant three questions about payroll this week. If the answers take longer than a day, or arrive with a caveat about the bookkeeping, you have the wrong accountant.

  1. 01Could they tell you today what your next hire costs, including employer NI and pension?
  2. 02Could they show you last month’s payroll cost against margin, without rebuilding the books first?
  3. 03Could they confirm your auto-enrolment duties are up to date, without asking you to check?

Three yeses and you’re fine. Anything else is what the review is for.

Entry 01

What a date in the calendar is actually worth

One entry from the record, and why timing decides whether a payroll number is any use.

FigureOn the agreed dateof each month, provided the information is with us
Found by
ResultManagement figures arrive before the meeting, on the same day each month.
AlsoPayroll journals are posted in the month they run, so a wage question does not wait for the year-end file.
Entry 02
Found by
Result

Figures as recorded in client work · names withheld

“”UK SME owner

What the first ninety days do to your payroll

Four moves, in order. By the last one the monthly wage question answers itself.

Before day one

Your payroll history is in our hands, not yours

We agree scope, complete AML checks and collect the payroll records. If another firm runs payroll now, we manage the handover at no separate charge.

Day 30

The wage cost in your books is the real one

Bookkeeping is brought up to date and banks reconciled. Payroll posts so gross pay, employer NI and pension land where they belong.

Day 60

Pay dates and pension duties stop needing your attention

Runs, submissions and auto-enrolment assessments move onto a fixed timetable. Checks catch a wrong starter or leaver before pay day.

Day 90

You can cost a hire the afternoon you consider it

Payroll sits inside the monthly reporting with sales, margin, debtors and creditors. Labour cost becomes a number you read rather than estimate.

What payroll connects to once it is inside the routine

Payroll on its own answers nobody’s question. Here is what it has to touch.

Bookkeeping

Wages reconciled to the books each month

Payroll journals post into the bookkeeping as they run, so wage cost, NI and pension reconcile to the bank.

Reporting

Labour cost in the monthly management figures

Payroll appears beside sales, margin, debtors and creditors, so you see what the team costs against what the work earns.

Compliance

Pension duties handled on the timetable

Assessments, enrolments and submissions run to the agreed date, with year-end accounts and corporation tax built on the same records.

The payroll work I say no to

We do not take on cash businesses, whatever the size of the payroll.

Construction work that depends on CIS is not something we run.

Anything illegal or reportable, or records that have been falsified, ends the conversation.

If an owner cannot explain how their own business works, the monthly routine never settles.

If none of that applies, the review is where we find out what your payroll and your books actually need.

What owners ask before they hand payroll over

Is the review a sales call?

No. It is a working session with a fixed review fee, credited in full against onboarding, and you leave with the five priorities either way.

We already have an accountant. Where does this leave them?

Most clients arrive with an accountant in place and no month-by-month support. The review shows what is missing before anyone changes anything.

What happens with our current accountant or payroll provider?

We handle the handover: clearance, records collection and a transition plan agreed around your year end and pay cycle. There is no separate charge for it.

How long are we committed for?

The monthly fee is scoped to the work after we have seen the records, and the arrangement runs monthly. Capacity is capped at four new clients a month.

We only want payroll run. Is that enough?

Payroll alone keeps people paid and pension duties met. It will not tell you what a hire costs, which is why we run it inside the finance routine.

Make the next hire decision with the payroll number in front of you

The review looks at how payroll, the books and the reporting run now, and what the gaps are costing.